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Commercial Growth Capital

Flexible UK Business Finance & Lending

Unlock growth capital without traditional bank delays. From unsecured rapid cash loans to asset finance and merchant advances, we partner with 50+ accredited UK commercial lenders to deliver tailored financing from £5,000 to £2,000,000.

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£5K – £2M Funding Facility Limits
24 Hours Fast Decision & Payout
92% Application Approval Rate
50+ Accredited UK Lending Partners
Funding Facilities

Comprehensive Commercial Lending Solutions

Every business lifecycle requires distinct capital structures. Explore our 5 specialized commercial finance instruments designed for UK enterprises.

Commercial Business Finance and Growth Funding Facilities
Rapid Approval

Unsecured Business Loan

Inject immediate working capital without pledging company property or fixed assets. Approval within 24 hours with flexible 1 to 5 year repayment terms.

Borrowing Range: £5,000 – £500,000
Security: None Required
Speed: Same-Day Decision
Unsecured Loan Details →
High Value & Low APR

Secured Business Loan

Leverage commercial property, land, or high-value inventory to unlock substantial loan facilities with industry-leading low interest rates and extended terms.

Borrowing Range: £25,000 – £2,000,000+
Terms: Up to 15 Years
Interest Rates: Prime Tier Starting ~5.5%
Secured Loan Details →
Flexible Turnover-Linked

Merchant Cash Advance

Repay naturally as you trade. Secure funding backed by your monthly card terminal and POS takings. If your sales slow down, your repayments reduce automatically.

Advance Size: Up to 200% Card Volume
Repayment: Agreed % of Daily Card Sales
Credit Check: Soft Check / High Acceptance
Merchant Advance Details →
Machinery & Equipment

Asset Finance

Acquire vital industrial plant, commercial vehicles, technology, or machinery without draining cash reserves. Choose between Hire Purchase and Finance Lease.

Structures: Hire Purchase & Lease
Tax Benefit: Full Capital Allowances
Facility Size: £10,000 – £1,500,000
Asset Finance Details →
Cashflow Optimization

Working Capital Loan

Bridge seasonal revenue gaps, purchase bulk trade inventory at discounted supplier rates, or fund payroll during major contract onboarding.

Drawdown: Revolving Credit or Lump Sum
Flexibility: Interest-Only Options
Turnaround: Funds within 48 Hours
Working Capital Details →
Direct Comparison

Commercial Lending Facility Comparison

Compare borrowing thresholds, typical security requirements, and funding turnaround times.

FCA Regulated Network

SME Lending Desk & Dedicated Broker Advisory

Securing commercial debt shouldn't require weeks of tedious bank appointments. Our specialist commercial loan advisers match your cash requirements with over 50 accredited UK alternative finance institutions, ensuring optimal interest rates and rapid drawdown.

  • • Soft credit search assessment with zero footprint on your credit file
  • • Transparent fixed APR and zero hidden lender facility arrangement penalties
  • • Direct specialist support headquartered in Manchester, UK
Manchester Corporate Finance and Commercial Lending Advisory
Facility Type Facility Range Security Required Speed to Funds Ideal For
Unsecured Business Loan £5k – £500k Personal Guarantee only 24 Hours Rapid projects, marketing, expansion
Secured Business Loan £25k – £2M+ Commercial Property / Land 1 – 3 Weeks Large acquisitions, refits, refinancing
Merchant Cash Advance £5k – £300k Future Card Terminal Revenue 24 – 48 Hours Hospitality, retail, seasonal merchants
Asset Finance £10k – £1.5M Asset Purchased acts as Security 2 – 5 Days Machinery, vehicles, heavy equipment
Working Capital Loan £10k – £500k Flexible / Book Debts 48 Hours Cash flow smoothing, inventory stocking
No Obligation • Soft Search Only

Check Your Funding Eligibility

Checking eligibility does not impact your commercial or personal credit score.

Beta Energy Direct Limited connects commercial entities to FCA-regulated lending partners. Direct phone: (0800) 999-1060.

Need Clarification on Business Lending Terms?

Review answers regarding personal guarantees, interest calculations, early settlement discounts, and merchant turnover documentation.

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