Asset-Backed Lending

Secured Commercial Loans & Mortgages

Unlock substantial capital from £25,000 to £2,000,000+ backed by freehold or long leasehold commercial premises, land, or high-value plant. Benefit from lowest market interest rates and extended terms up to 15 years.

Calculate Secured Facility View Unsecured Options →
Prime Commercial Terms

Maximum Borrowing Power & Low Interest

Securing a business loan against tangible property significantly lowers lender underwriting risk, unlocking lower monthly repayments and larger facilities that unsecured options cannot accommodate.

Facility Range: £25,000 to £2,000,000+
Security Accepted: Commercial Property, Land, or High-Value Assets
Repayment Terms: 1 to 15 Years (Capital & Interest or Interest-Only)
Loan to Value (LTV): Up to 75% LTV on Commercial Real Estate

Ideal for freehold premises acquisitions, extensive building conversions, commercial debt consolidation, and management buyouts.

Commercial Freehold Property and Development Site Financing
Commercial Property Loan Equity and Refinancing Guide
Substantial Capital Facilities

Commercial Property Equity & Long-Term Debt

Leverage freehold or long-leasehold commercial property to access substantial growth debt at industry-leading low interest rates:

  • High-Value Facilities: Borrow £25,000 to £2,000,000+ tailored for large acquisitions and refits.
  • Extended Repayment Terms: Term horizons stretching up to 15 years ensure manageable monthly repayments.
  • Prime Tier APR: Starting interest rates from 5.5% variable/fixed based on loan-to-value (LTV) security.
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Confidential Appraisal

Request a Secured Commercial Loan Quote

Our commercial finance specialists in Manchester will match your asset profile with accredited UK institutional lenders.

Need Other Business Funding Options?

Beta Energy Direct provides five core commercial finance instruments.

Unsecured Loans → Merchant Cash Advance → Asset Finance → Working Capital → Finance Overview